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Cross-border payments
Move tokenised deposits between currencies and jurisdictions the moment conditions are met. Settlement in seconds, synchronised end to end.
Explore real-world programmable money use cases, from liquidity management to smart money accounts, and discover how Quant Flow is redefining money as we know it.
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Quant Flow lets banks, treasurers and institutions encode rules into tokenised deposits and digital money — then settle them across ledgers and payment rails.
Move tokenised deposits between currencies and jurisdictions the moment conditions are met. Settlement in seconds, synchronised end to end.
Real-time sweeps between operating, reserve and yield accounts. Surplus moves automatically. Shortfalls top up before they become a problem.
Accounts that carry policy: limits, approvals, timing and counterparties. Intelligence lives in the money, not in a spreadsheet after the fact.
Tokenised deposits, shares or bonds move as one transaction. Both legs settle together — or neither does.
Cash sweeps, invoice-triggered payments and FX rules written once, executed everywhere the bank already operates.
Provision VAT or corporate tax as revenue arrives. Release on the due date. Compliance becomes a scheduled payment, not a fire drill.
Issue, hold, move and settle tokenised deposits with programmable rules in every workflow. Connect core systems, payment rails and digital money infrastructure through one platform.
Programmable delivery-versus-payment, programmable cross-border, and programmable treasury — executed with PayScript rather than buried in application code.
Selected public milestones. Dates reflect announced launches and institutional programmes — not price targets.
Quant is founded to connect ledgers rather than launch another chain. Overledger becomes the interoperability fabric for enterprises and institutions.
Quant Flow and PayScript move from concept to product: rules for cash, tax, treasury and cross-border embedded in tokenised deposits. QuantNet launches as a programmable settlement network. Quant is listed among ECB digital euro innovation partners.
The first multi-ledger rollup purpose-built for institutions goes live, connecting 74 networks in one execution environment. Flow Applications ship through Quant Connect.
Quant joins the x402 Foundation. Fusion is positioned as x402-ready infrastructure so AI agents can settle inside bank-grade rails instead of ad-hoc wallets.
The Clearing House selects Quant to power the On-Chain Money Initiative — interoperability, orchestration and settlement for tokenised deposits, with connectivity to RTP® and CHIPS®.
Network access for participating US institutions is targeted for the first half of 2027, alongside Quant’s tokenised-deposits-as-a-service for banks that need a shared issuance layer.
QNT is the Ethereum utility token used to access Overledger. Always match the address below. This page does not host airdrops, claim portals or wallet approvals.
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